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The smart corporate card for companies across Europe*

Get the full transparency with virtual and physical Yokoy Corporate VISA cards - cheap, secure, straightforward and 100% integrated with Yokoy. Transactions are directly matched with spending so you have full control. Plus, with the Yokoy Corporate VISA card, you save on all card and foreign exchange fees!

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*Are you looking for a corporate card for companies based in Switzerland? Then go here →

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Smart company card

Why get a Yokoy Corporate VISA card?

You can stop comparing debit cards: Yokoy will offer a competitive Corporate Debit card far and wide. Order as many cards as you need easily in the Yokoy tool.

Thanks to Yokoy, the card is fully integrated with your existing finance and HR systems. You and your finance team can easily keep track and control spendings.

The smart corporate card

More money.
Less problems.

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Flexible virtual card creation

Immediately use newly created virtual cards for any payments.

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Free VISA cards for your entire team

No card or foreign currency fees. No foreign exchange surcharges - Only the interbank exchange rate applies.

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No additional manual reconciliation

Debit card transactions are automatically fed into your Yokoy tool and reconciled with receipts.

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Cash Flow Overview

The Yokoy card dashboard gives them full control of all cards and transactions at all times.

This Visa card is issued by Transact Payments Malta Limited pursuant to licence by VISA Europe Limited. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879.

See Yokoy in action

Smart cards for your company

Yokoy offers physical and virtual card solutions to match transactions directly with your receipts.

Do you want more information for an individual offer?

Get a free demo

Frequently asked questions

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Who can benefit from Yokoy Corporate VISA cards?
Companies from numerous countries can open a Euro Account if they pass the relevant KYB checks. The Euro account is located in the EU. Our partner is licensed and regulated by the Central Bank of Ireland as an e-money institution. The general terms and conditions apply.
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What are the security measures for my Yokoy Corporate VISA card?
We take security very seriously, that is why we work with VISA to keep your VISA card safe and secure. For all information, read the VISA security FAQ.
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What are virtual cards and what is the added value for a company?
Virtual cards are like any normal corporate cards, but you don't receive a physical card. Instead, the relevant card details are displayed instantly on the dashboard and the card can be used directly.In the future, you can choose whether it should be a virtual or physical card when ordering the card in Yokoy.

You will receive the virtual card within a few seconds. You can either use it for a specific purpose for certain payments or authorize certain people to use it. In both cases, the company can decide on restrictions, such as the validity period, spending limit or when and where the card can be used. This makes the virtual card incredibly secure, flexible and very quick to use.
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Why is the Yokoy card so affordable?
The Yokoy Corporate VISA card is free for the entire team. In addition, Yokoy charges no card account fees and no foreign transaction surcharges - the interbank exchange rate applies. Yokoy is a software-as-a-service solution and profits mainly from software licenses and not from the corporate cards. The Yokoy Corporate VISA cards are designed to bring added value and cost savings to our customers.
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How does the corporate card integrate with Yokoy and my financial and HR system?
We automatically feed your card transactions into Yokoy, reconcile them with receipts and do the reconciliation work. On the Yokoy card dashboard, you can track all transactions at any time and keep track of all cards.
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How is the data protected?
Data protection is a top priority at Yokoy, so we use modern data encryption standards for both stored data and data in transit. Additionally, Yokoy has tasked external penetration testers (hackers) to constantly check the platform for vulnerabilities. We follow local regulations such as GDPR in the EU or the Swiss Data Protection Act to deliver the best data protection standards.
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Can I have the Yokoy card without the spend management solution?
Yes. The card management module can be used separately just like the invoice module (Yokoy Invoice) and the expense module (Yokoy Expense).
Of course, the greatest benefit comes from the complete package of expense, invoice and card management, as the interfaces into the ERP system can be used for the entire spend management and also everything can be operated in the same Yokoy app (also mobile app).
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How long does an implementation take?
This is very much dependent on the configurations and the integrations. An implementation can take from a few weeks to several months. For example, a global implementation with 2 legal entities, an ERP system integration, credit card integrations and SSO setup takes about 2 months. Thanks to the latest technology, Yokoy is able to configure and test the tool in a very short time. The projects are carried out either by the Yokoy Services team or a certified implementation partner.
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How much does Yokoy cost?
For the Yokoy team, it is important that the spend management tool and Yokoy cards are properly set up and integrated into the company's system landscape. No two setups are the same! We believe in full automation. That's why we're happy to discuss your specific needs and provide you with a tailored offer.
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Can Yokoy be used by large global companies?
Yes, Yokoy brings true added value to global enterprise customers. The tool is built for complex, global multi-entity configurations and integrates with most enterprise ERP & HRM tools such as SAP R3/S4 and Successfactors, among others. Our experienced onboarding project managers will lead the project from the planning to the implementation and testing phases, and will hand over the tool to the company during a training workshop session. Global enterprise customers will benefit from a dedicated key account manager and financial process consulting from our in-house finance experts.

The one-stop solution for corporate spending

Discover the other Yokoy products

Expense Management

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Supplier Invoices

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Virtual Cards

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These Features are included in all Yokoy products

Customizable & integrable

Customize workflows, policies and more, while integrating all your favorite tools.

Active fraud prevention

The Yokoy artificial intelligence module actively recognizes fraud patterns and flags them as such.


Modern audit protocols ensure compliance with local auditing standards in Switzerland, Austria, Germany, the US and many more.

On the go in real time

Submit expenses directly on your mobile phone or web app - anywhere, anytime - even offline.

Automatic VAT-read out

Yokoy recognizes VAT, validates it and automatically prepares the booking journal for the correct booking and VAT reclaim.


Trips & Auto lump sum calculation

Lump-sums are automatically calculated based on your internal guidelines.


Auto-reconciliation of card transactions

We directly feed in your card transactions, match them with the receipts and do the reconciliation work for you.

Artificial Intelligence scanning

Automatic spend reporting and real-time policy checking, thanks to cutting-edge AI technology.


All expenses are reviewed and validated by the Yokoy AI engine, so that you only need to look at special cases manually.

Assistant or deputy

Manage expenses on behalf of your manager(s) or delegate tasks and assign deputies on behalf of you.


Data encryption and protection are key aspects of Yokoy, including GDPR compliance, permission-based access policies and Single Sign On (SSO) using the SAML/OAuth standard.

Data Analytics

Create spending reports and analysis dashboards to have the overview you always wanted


Would you like to see the Yokoy products in action?

book a demo