The smart corporate card for companies across Europe*

Companies from numerous countries can open a Euro Account if they pass the relevant KYB checks. The Euro Account is located in the EU, authorized and regulated by the Central Bank of Ireland as an electronic money institution. The general terms and conditions apply.

Virtual cards are like any normal corporate cards, but you don't receive a physical card. Instead, the relevant card details are displayed instantly and the card can be used directly.In the future, you can choose whether it should be a virtual or physical card when ordering the card in Yokoy.
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You will receive the virtual card within a few seconds. You can either use it for a specific purpose for certain payments or authorize certain people to use it. In both cases, the company can decide on restrictions, such as the validity period, spending limit or when and where the card can be used. This makes the virtual card incredibly secure, flexible and very quick to use.

The Yokoy VISA corporate card is free for the entire team. In addition, Yokoy charges no card account fees and no foreign transaction surcharges - the interbank exchange rate applies. Yokoy is a software-as-a-service solution and profits mainly from software licenses and not from the corporate cards. The Yokoy VISA corporate cards are designed to bring added value and cost savings to our customers.

We automatically feed your card transactions into Yokoy, reconcile them with receipts and do the reconciliation work. On the Yokoy card dashboard, you can track all transactions at any time and keep track of all cards.

Data protection is a top priority at Yokoy, so we use modern data encryption standards for both stored data and data in transit. Additionally, Yokoy has tasked external penetration testers (hackers) to constantly check the platform for vulnerabilities. We follow local regulations such as GDPR in the EU or the Swiss Data Protection Act to deliver the best data protection standards.

Yes. The card management module can be used separately just like the invoice module (Yokyo Invoices) and the expense module (Yokoy Expense).
Of course, the greatest benefit comes from the complete package of expense, invoice and card management, as the interfaces into the ERP system can be used for the entire spend management and also everything can be operated in the same Yokoy app (also mobile app).

This is very much dependent on the configurations and the integrations. An implementation can take from a few weeks to several months. For example, a global implementation with 2 legal entities, an ERP system integration, credit card integrations and SSO setup takes about 2 months. Thanks to the latest technology, Yokoy is able to configure and test the tool in a very short time. The projects are carried out either by the Yokoy Services team or a certified implementation partner.

For the Yokoy team, it is important that the spend management tool and Yokoy cards are properly set up and integrated into the company's system landscape. No two setups are the same! We believe in full automation. That's why we're happy to discuss your specific needs and provide you with a tailored offer.

Yes, Yokoy brings true added value to global enterprise customers. The tool is built for complex, global multi-entity configurations and integrates with most enterprise ERP & HRM tools such as SAP R3/S4 and Successfactors, among others. Our experienced onboarding project managers will lead the project from the planning to the implementation and testing phases, and will hand over the tool to the company during a training workshop session. Global enterprise customers will benefit from a dedicated key account manager and financial process consulting from our in-house finance experts.