You can stop comparing company cards: Yokoy offers the cheapest business Mastercard far and wide. Order as many cards as you need easily in the Yokoy tool.
Thanks to Yokoy, the card is fully integrated with your existing finance and HR systems. You and your finance team can easily keep track and control expenses.
Yokoy offers physical and virtual card solutions to match transactions directly with your receipts.
With a Yokoy card, you save on the one hand with card fees, and on the other with FX fees.
For card fees, many companies have to pay 100 to 120 CHF per year. Not so with Yokoy. We do not charge any fees and you can order as many cards as you want.
Similarly with the FX fees, we are absolutely transparent and aim to be as inexpensive as possible: For the exchange rate conversion, we rely on the Interbank Exchange Rate and do not charge anything extra (0%).
We therefore assume that our customers can save CHF 300 to 500 per employee annually with a Yokoy card.
When managing corporate cards, control and flexibility are a must. In Yokoy, it is possible to set different limits for different cards.
This flexibility is possible because we offer a business prepaid Mastercard. With a standard credit card, a limit change typically needs a new credit application and that takes time and costs.
With the Yokoy card, we can order dozens of cards today and deploy them tomorrow. Thanks to Revolut and other challenger banks, prepaid has become the new standard and is accepted worldwide just like any other Mastercard.
With the savings that the Yokoy card has brought us, we were able to cover the complete expenses for the Yokoy tool.
Customize workflows, policies and more, while integrating all your favorite tools.
The Yokoy artificial intelligence module actively recognizes fraud patterns and flags them as such.
Modern audit protocols ensure compliance with local auditing standards in Switzerland, Austria, Germany, the US and many more.
Submit expenses directly on your mobile phone or web app - anywhere, anytime - even offline.
Yokoy recognizes VAT, validates it and automatically prepares the booking journal for the correct booking and VAT reclaim.
Lump-sums are automatically calculated based on your internal guidelines.
We directly feed in your card transactions, match them with the receipts and do the reconciliation work for you.
Automatic spend reporting and real-time policy checking, thanks to cutting-edge AI technology.
All expenses are reviewed and validated by the Yokoy AI engine, so that you only need to look at special cases manually.
Manage expenses on behalf of your manager(s) or delegate tasks and assign deputies on behalf of you.
Data encryption and protection are key aspects of Yokoy, including GDPR compliance, permission-based access policies and Single Sign On (SSO) using the SAML/OAuth standard.
Create spending reports and analysis dashboards to have the overview you always wanted.