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Put your expenses on autopilot.

The expense management solution you wish you had known earlier.

Only check special cases, Yokoy’s artificial intelligence automates the rest and makes the expense experience easy and smooth for everyone.

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A skewed Yokoy Mastercard

No FX fees. No card fees. No headaches.

Tired of high and untransparent business card fees mixed with lots of manual admin work? Get the Yokoy Business Prepaid Mastercard that is fully integrated into your existing finance and HR systems.

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How it works

Artificial Intelligence does the work for you

First process of AI: Taking a photo of the receipt and AI recognizes it


Upload, forward or snap a photo of the receipt. The Yokoy-AI-engine then reads, checks and validates it.


We only notify you of special cases (e.g. policy breaches, potentially fraudulent expenses) for manual approval.


Yokoy prepares the accounting booking journal (incl. VAT) for you and automatically exports it to your Finance system.

Smooth expense management for everyone

Yokoy benefits everyone.
Which user are you?


Simple yet powerful

You only need to check special cases manually, Yokoy’s artificial intelligence engine automates the rest and makes the expense experience easy and smooth for everyone.

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Why our customers love us

Frontify logo

In the past, our expense process was mostly manual and took a lot of time. We used spreadsheets and tried other expense tools but we weren't happy. Thanks to Yokoy, we have now standardized and streamlined the processes. The Artificial Intelligence magic is truly doing most of the work, which saves us time and adds additional security from the fraud-detection side, which we didn’t have before. The entire company loves the tool.

Tania Thiebach

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We had an aha-moment when we realized that with Yokoy it only takes a few seconds to create a report compared to the many hours in the past.

Herbert Sablotny

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We were impressed by Yokoy’s ease of use and seamless integration with our credit card provider.

Ebru Arican
Head of Group Controlling & Accounting
Ameropa AG

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Yokoy Integrates in all your favorite tools

Check out all available integrations →

The yokoy inhouse research lab

Applied Machine Learning

Image Processing

Yokoy calculates the curvature and quality of the receipt image and enhances them with inhouse-built models in less than half a second.

Learn more about Machine Learning →

Text and number extraction

AI-based OCR is then converting the enhanced image into machine-encoded text and builds words and numbers on that basis in less than one second.

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Information extraction

Only one second later, the Yokoy-AI-engine extracts information from the words and numbers and validates over 300 data points in one single receipt.

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The outcome

The information is subsequently used to check relevant policies, calculate fraud potential and much more.
Yokoy uses a self-learning model that enhances the accuracy with every additional expense.

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